A car lease let’s you drive a new vehicle without paying a large sum of cash or taking out a loan. To lease a car, you simply make a small down payment — less than the typical 20% of a car’s value you’d pay to buy– followed by monthly payments for the term of the lease. When the term expires, you return the car as opposed to you paying for the full price of the car if you were to purchase. This allows you to drive a more expensive car for less monthly payments.
• You need a new car but don’t have the money to buy one.
• You are looking for lower monthly payments.
• You would like the luxury of driving a new car every couple of years.
• You don’t want to worry about maintenance costs.
• You can keep the car spotless inside and out so you won’t have to pay for wear and tear.
Your credit score is very important when shopping for an Auto Loan or any loan in that fact, as it is what lenders look at as a point of reference. Credit is essentially a measure of how risky it would be for a lender to give you a loan. The higher your credit score, the less risk there is involved for the lender. Credit is mainly influenced by 5 factors, the most important of which is your payment-making history. If you have consistently made payments on time, you are more likely to have a good credit score. Alternatively, missing payments or continually making late payments will have a negative effect on your credit. Another important factor is your current debt. Having a large amount of debt will lower your credit score.
With that being said, it doesn’t always mean that you will not be able to purchase or lease a new vehicle if you have bad credit. Some finance companies do offer forgiveness programs or other programs which help people with bad credit lease or purchase a new vehicle. There are other factors involved than just low credit score. It is always good to contact us and explain your credit situation and see if we can help you get into the car you desire.
For a growing number of consumers, a lack of time and patience for buying cars has piqued an interest in hiring a professional to do it for them. The concept behind hiring an auto broker is relatively simple: you’re not a professional car buyer, so why go up against a professional car seller alone? With the confusion of financing, fees, add-ons, taxes and the hurried, jargon-filled nature of the dealership, it only makes sense to leave the bargaining to someone who won’t be fazed by the wheeling and dealing.
And thousands of satisfied consumers have been glad they did. Countless success stories have been told and retold about the thousands of dollars people saved over a “best-price” offer made one day from a dealership, only to have a broker secure a better price just days or even hours later.
The concept behind hiring an auto broker is relatively simple: you’re not a professional car buyer, so why go up against a professional car seller alone? With the confusion of financing, fees, add-ons, taxes and the hurried, jargon-filled nature of the dealership, it only makes sense to leave the bargaining to someone who won’t be fazed by the wheeling and dealing. Just like a Real Estate agent, Auto Brokers are professionals who have typically been in the business for a number of years and understand how the game is played. Client’s best interest is our number one priority, as we want to continue working with you and be referred to your friends and family. We gain nothing from you going with a specific car or price as brokers have set fees dealers pay regardless if the price you get. In addition to the experience, we also do a large volume of cars through the dealers, which allows us to get discounted prices as opposed to you going to a dealer once every few years.
The traditional route tells the consumer to go to a dealership, pick out the car they desire, test drive the vehicle, and after becoming emotionally attached to the vehicle, gather the energy to haggle a deal which they are content with. This process typically takes anywhere from two to five hours, it is draining, and most leave the dealership with a feeling of uncertainty whether they got the best possible deal.
A auto broker represents you during the purchase negotiations by utilizing their network of auto dealerships to shop for the best deal possible. We ensure our clients take advantage of all the discounts and rebates made available to them by our knowledgeable Car Geeks Auto Brokers. We complete this process by conveniently delivering their vehicle to their place of business or deliver it right to their home. Now all you need to do to jump start this process is pick up the phone and call our friendly staff at Car Geeks so we may simplify the Auto Buying/Auto Leasing process.